Accept checks at remote locations with AIRCHECKZ J2ME software!

Electronic Check Conversion* converts a paper-based check to an electronic transaction at the point-of-sale. The check information is then transmitted via electronic equipment to a national verification database where it is evaluated against negative information. Within seconds a response is sent back to the merchant. A manual receipt very similar to a credit card transaction is used and the customer signs it, thereby authorizing the electronic collection of funds to the merchant. The check information is then stored and the transaction deposits are routed to the merchant’s account within 48 to 72 hours.
*Conversion is only available on personal checks. Business checks are guaranteed and deposited as normal.


What is AIRCHECKZ?

AIRCHECKZ is Electronic Check Conversion with payment Guarantee. It converts a paper-based check to an electronic transaction at the point-of-sale. The check information is then transmitted via the Nextel data network, through the eProcessingNetwork payment gateway to a national verification database where it is evaluated against negative information. Within seconds a response is sent back to the merchant. A receipt very similar to a credit card transaction is used and the customer signs it, thereby authorizing the electronic collection of funds to the merchant. The check information is then stored at the payment gateway and the transaction deposits are routed to the merchant’s account within 48 to 72 hours. Only personal checks can be converted to ACH. Business checks will only be guaranteed and must be deposited into a bank as normal.

How Does AIRCHECKZ Work?

The process is simple: first start the AIRCHECKZ software on the phone, choose the check type, scan the check through a check reader at the point-of-sale. The phone connected to the check reader will capture the data from the MICR line at the bottom of the check, ID information and amount of sale will then be entered and the check will then be processed. The MICR reader insures proper, fast capture and accurate entry of account numbers. Due to power requirements of MICR readers the equipment must be powered using a cigarette lighter adapter or standard AC power.

Merchant Benefits

Convenience is important to everyone, not to mention our merchants. Electronic Check Conversion gives the merchant just that - only it’s convenience with a guarantee. This check conversion process not only processes the check electronically allowing the merchant to forego trips to the bank, but it also guarantees the approved transactions. With this program the merchant simply accepts the checks and the check conversion program does the rest! The merchant can now accept & process checks just like they accept & process credit cards. Conversion is currently only available for personal checks.

Key benefits

  • Eliminates the need for daily trips to the bank or filling out daily deposit slips
  • Automatic deposit of checks into account
  • Reduced bank fees
  • Faster check processing
  • Improved cash flow
  • Returned items, such as NSF checks, are discovered faster, resulting in a quicker collection process which is handled by the check guarantee system
  • Eliminates the risk of a check being lost or stolen before it is deposited
  • Personnel only responsible for turning in business checks for standard deposit

Primary Markets

Key target markets will be heating/air conditioning, carpet cleaning, plumbing, locksmiths, security services, and retail sales to name a few. Others might include automotive service companies, and in home sales.

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